Building A Stronger Financial Platform By The End Of 2016 Is A Lot Easier Than You Might Fear

There’s no escaping the fact that money worries are the biggest fear amongst modern adults. Most people will encounter several troubling episodes during their lifetime. Worst of all, climbing out of the hole can feel almost impossible. But it doesn’t have to be.

With the right plan of action, you can begin the transformation over the final months of 2016. In turn, entering next year in a more positive state of mind should be the catalyst for continued progress towards a brighter future.

The task isn’t as daunting as you might first fear. Here’s everything you need to know.

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Don’t Ignore Your History

Before starting your journey towards a brighter future, you must first know where you currently stand. After all, you can’t navigate yourself to the finish without having a solid starting point.

Everyone has a financial history, and yours will impact your life. If you do have a low credit score, fixing this should be top of the agenda. There are various steps to achieving this. Arguably the most important, however, is to ensure that data held on file is accurate.

It might take months to fully repair the damage. However, people with bad credit can often see a noticeable change in just a matter of weeks. The first step is to access your data using one of the online credit sources.

You won’t be able to make a positive impact until you understand your situation. By improving your score over the next few months, you’ll have far greater opportunities by the start of 2017.

Prioritize Immediate Future

There’s no question that you need to have one eye cast towards 2017 and beyond. Nonetheless, you’ll need the motivation to make those long-term improvements. Unfortunately, without immediate progress, this will be very difficult to find.

Apart from anything else, ignoring the immediate challenges will only see you fall into an even deeper hole. Cash loans are a fantastic way to buy time. Those additional funds can be used to avoid missing pending repayments. In turn, this can be the catalyst for establishing a stronger foundation.

A cash injection won’t only bring physical benefits. It can also leave you with a far clearer head. In turn, that’ll allow you to make far better decisions. Whatever you do, it’s vital that you begin your new and improved life now. Take care of the immediate future, and the long-term issues will soon fall into place.

Make Lifestyle Cutbacks

Often in life, temporary sacrifices can bring sustained rewards. This is never truer than when dealing with finances. Quite frankly, we’re all vulnerable when it comes to spending money frivolously. You must learn to stop, even if it’s only for a short while.

You can make instant progress by canceling any household services you don’t use. Smarter choices, such as using Netflix instead of cable TV can make a noticeable change too. Similarly, couponing can be a great way to cut monthly spend to gradually build a healthier financial status.

On occasions, you will need to be selfish too. For example, spending money on extravagant Xmas presents should be avoided this year. It’s the thought that counts anyway. If it stops you from digging a financial hole, you cannot ignore the benefits.

In truth, you’ll find that you continue many of the new habits even after your financial worries disappear. Even if you don’t, the chance to get back on your feet sooner has to be a huge incentive.

*This post is contributed to Spicy Scribbler Blog

Glamorous Behind-The Scenes Jobs That Should Be On Your Radar

As college finishes for the year again, are you still wondering what job you want to do? Or perhaps you are stuck in a 9-5 office role that is driving you insane. Whether you are on the horizon of starting a career, or you want a complete job change, sometimes it’s worth thinking outside the box. There are plenty of creative jobs out there, which you may not have contemplated. The arts and entertainment industry is a thriving business. And it shows no signs of slowing down. If you are creative, inventive and dedicated, there is no reason why you can’t land your dream job in an artistic arena. So say goodbye to the pinstriped suit and say hello to a whole new world of glamorous behind-the-scenes jobs.  


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Makeup Artist

If you are artistic, innovative and love television and film, becoming a makeup artist may be the job for you. If you know your glow from your matte and your HD from your bare-faced beauty, we’re guessing you’re interested in makeup.  A makeup artist can work anything from wedding events to catwalk shows, and live television to backstage theatre. It’s not all about the glamour though! You will work long and irregular hours. You will meticulously research cosmetics manufacturers and be able to spend days or weeks away on location. But if you have a flair for technique and enjoy meeting people from all walks of life, a freelance role could suit you. You will have to be in tune with the latest technology and show you are pro-active and dedicated. And you will have to work hard to gain work experience on set. There are many makeup academies that offer intensive training. If you have an artistic flair, then jump on board! You will also need to gain practical experience by securing hands on training in your chosen field. This may be TV, film, theatre, fashion or events. But if you fancy being the next Kandee Johnson, why not take those first steps towards achieving your dream?

Theatre Design

Ever thought about who lights and designs the stage when you go to see a Broadway show? Perhaps you’ve wondered where the incredible costumes come from or who designs the backdrops. A theatrical or Broadway show wouldn’t come to life without the dedicated input of those in theatre design. If you love the electricity of stage performance but prefer to stay behind-the-scenes, a job in theatre design may be for you. Most people that get into theatre design come from a background of loving performance arts. They are willing to put in the long hours to gain experience. You will need to enrol on certified theatre design or production courses and also be willing to go for work experience jobs too. Most work is freelance and runs production-to-production. It’s a buzzy, arty environment to be involved in. Set designers are creatively involved with the props, lighting, layout and costumes of a production. The proudest moment will be when you see your creative ideas brought to life on stage. It’s a hard slog, but if you love theatre, it’s definitely worth the effort.

Vocal Coach

Do you fancy yourself as the next Yvie Burnett or Seth Riggs? Do you have the voice but don’t want the full-on live camera glory? Whether you have your sights set on a US X Factor role or a leading church choir, becoming a vocal coach can be a rewarding and varied career. If you are interested in music theory, vocal range and have a pitch perfect ear, this could be the job for you. You will need to gain a professional degree or diploma from a specialist music college. But if you are serious about training others, there are plenty of ways into vocal coaching. Whether you are interested in TV, film or Broadway there are a variety of jobs you can apply for. As long as you interested in teaching others melody, breathing techniques, repertoire and performance ideas, you have this in the bag! You will critique your client’s work and push them towards achieving their goals. Vocal coaches have usually worked as backing singers before. So if you have the musical ability, a job as a vocal coach may be a new career path for you.

For inspiration, look to others that have achieved their goals. And remember not to let anyone tell you that you can’t do the job you have your heart set on. As long as you have the qualifications and skills required, there is no reason that you can’t achieve your dreams.

*This post is contributed to Spicy Scribbler

Fed Up Of Being Shy? Read This!

Shyness is a trait that many people have, which can affect multiple areas of their life. Shy people can often find it difficult to make friends or enjoy social events like weddings. They might not put themselves forward for or be considered for promotions. Even talking on the phone can be a challenge. Being shy can hold you back, make you feel lonely and stop you from enjoying life to the fullest.

The causes of shyness vary considerably from everyday stress to traumatic experiences. So no two cases of shyness are the same. Your shyness might be mild and something that only occurs occasionally. Or it might be so severe than any social situation makes you nervous and unable to talk or express yourself. Understandably this can be frustrating and if left undealt with, could make your shyness worse. So if you’re tired of always feeling anxious around others, now is the time to do something about it. Take a look at these universal tips to start transforming yourself from a shy person to someone brimming with confidence today.


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Find the cause of your shyness

To begin with, you need to establish what is causing your shyness. This is a crucial first step and will help you deal with your shyness more efficiently. Think long and hard about the reason behind your feelings of shyness. Try not to let your friends or family tell you why you act the way you do. While their insight may be useful, it may not be entirely correct. You need to be completely honest with yourself about why you feel shy around others. Think back to your earliest memory of feeling nervous when in social situations too. This can also help you determine what the cause is. Once you know what it is, write it down and consider how you can overcome it.

For instance, if it’s caused by disliking your appearance, you could start an exercise regime and go on a diet. You could change your hairstyle or try different makeup brands and techniques. You could even visit a surgeon to talk about a non surgical nose job or the removal of scars and excess skin. Write down everything you can think of, even if it might seem completely unachievable at this stage. Once your list is complete, you can use it to start planning your approach more efficiently. If you’re still unsure what is causing your shyness and how to start dealing with it, it may be beneficial to see a counselor. You can develop a trustworthy relationship and discuss your feelings towards your shyness. They can then give you support and assistance to start tackling the stress and anxiety you experience.

Prepare yourself

In a bid to overcome your shyness, you will need to get more involved in social situations. This could be at a party where you have to meet new people or talking to new colleagues at work for instance. You need to stop avoiding these situations and start seeking them out instead. While this might fill you with dread, it’s an essential part of becoming a more confident person. To make this seem more manageable, start preparing yourself for conversations. You can do this by coming up with topics you can talk about with others.

If possible, find out what your colleagues or the other guests at your party are interested in. A great way of doing this is by visiting their social media pages such as Facebook or Instagram. You can also talk to the organizer of the event to gain an idea of the kind of people who are attending. This insight will make it much easier to prepare interesting topics that appeal to the people you will have contact with. For instance, if they like cars, you can ask them questions about their car or how their interest started. You could also talk about car-related TV shows or books you think they might enjoy. You should also take note of what people tell you about themselves and use this for future conversations.

The more confident you become, the less preparation you will have to do beforehand. It may not seem like it now, but talking to others will soon become second nature and not something you have to worry about. Practice is also vital. The more you make an effort to converse with people, the easier it will become. So even though you might find it challenging, push yourself to start conversations regularly. Remember to start small and don’t force yourself to approach large groups early on if you don’t feel comfortable doing so.

Smile more

Many shy people are often mistakenly seen as snobby, unapproachable and unfriendly. These are not positive traits to be associated with, even if they are far from the truth. So as well as making the effort to approach other people, you also need to make yourself seem approachable. This will make it more likely for strangers and colleagues to talk to you more openly. It can also make you feel calmer and less agitated. So even if you feel uncomfortable in a social situation, try to keep your facial expressions in check. Keep your face as relaxed as possible and smile at people when they walk past.

Smiling is considered one of the easiest and most effective ways of making yourself seem more friendly. This, in turn, will entice people to want to talk to you. Not only that, but it can lift your mood and make you feel calmer. So even if you don’t feel like it, make an effort to smile at everyone. It shouldn’t take long for people to start seeing you in a different light. Remember that not everyone will return your smile. This shouldn’t make you feel bad or put you off from doing it again in future.

Control your stress

Stress caused by your shyness is not good for your health and wellbeing. It also makes you less inclined to be sociable and make an effort with others. So it’s vital that you start taking better control of your stress. There are a number of different ways in which you could do this. You could try breathing exercises before talking to a new person. Another option is visualization, where you picture yourself as the confident and carefree person you want to be. Listening to music or practicing yoga before entering social situations may be other options you consider. You can find websites and books that offer countless techniques to combat stress. It might take you some time to find a technique that works for you. So stay open minded and experiment to find the perfect stress reliever.

If you feel unable to manage your stress by yourself, talk to your doctor or a counselor as soon as possible. They might be able to suggest techniques you might not have considered and give you vital support. Your friends and family can also assist you in staying in control so ask for their assistance if you need it too.

Overcoming your feelings of shyness is never going to happen overnight. It may take time for you to build up the strength and courage to become a more confident and outgoing person. The first few steps will always be the hardest, and you need to be committed to this change. Remind yourself why you no longer want to be shy for continual focus and motivation throughout the process. It shouldn’t take long for you to start seeing positive changes in multiple areas of your life as a result.

*This post is contributed to Spicy Scribbler Blog