Browse Category: Tips

car

Car Accident Causes: Who, Why & How To Avoid Them

Driving is such a common activity for most of us that we don’t really think about how dangerous it can be. We know that road accidents happen, but we practice a little cognitive dissonance and assume they won’t happen to us.

While the above is practical — we wouldn’t drive at all if we focused too much on the likelihood of accidents! — it can also give a false confidence when you’re behind the wheel. It’s important to remember that accidents can and do happen, as well as taking the time to understand the causes. To help improve your knowledge, and thus make you a better driver, read through this list of common car accident causes, so you know what to avoid in future.

#1 – Other drivers

Sadly, it’s important to address a simple fact of road safety: sometimes, you can be the best driver on the road, but it won’t keep you from car accidents.

This is obviously an unpleasant thing to have to digest. We humans like to feel that we’re in control at all times. We’d like to think that if we hold our hands at the correct position, always keep our cell phone turned off, and behave impeccably when behind the wheel, then we’re going to be safe. This, unfortunately, isn’t the case. We can’t guarantee that other drivers are going to be as conscientious as we are, and you may find yourself a victim of an accident that is completely not your fault.

While this is disheartening, it’s comforting to know that there are a few ways to deal with this reality. The first occurs behind the wheel; many of the mistakes made by other drivers can be avoided if you ensure you always have your focus on the road. If you see a car driving dangerously, then simply get out of their way, going as far as to pull over if necessary. The second comforting fact is, if you do get into an accident that isn’t your fault, then you do have the opportunity for compensation. If this unfortunate scenario does occur to you, you can find more info here on how to at least right the financial wrongs of another driver’s incompetence.

#2 – Timidity

You probably weren’t expecting the idea of timid driving to be the cause of accidents. It doesn’t quite seem to make sense; surely a driver who is timid and careful on the road is less likely to get into accidents?

This isn’t the case; timidity is just as, if not more, likely to cause accidents than aggressive drivers. Timidity suggests that the driver is lacking in confidence, which in turn tends to result in poor decision making. Given that driving is just a sequence of decisions, this doesn’t bode well for their safety on the road.

If you’re a timid driver, there’s no harm in having a few refresher lessons to help improve your confidence and decision-making skills. Alternatively, try and identify the situations that make you feel particularly nervous — such as heavy traffic or confusing junctions — then practice them until you feel your confidence level begin to rise.

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#3 – Distraction

Under the label “distraction”, you will find the following causes of car accidents:

  • Using a cell phone for texting or internet use while driving
  • Using a cell phone to make calls during driving (which is distracting even if you use a hands-free device)
  • Having a lively conversation with passengers
  • Being too tired to be fully alert on the road

All of the above qualify as distractions because they all involve your focus not being 100 percent on the road. If you’re using your phone, engaged in debate, or yawning and wishing for your bed, then your mind isn’t going to be where it needs to be. The end result of this distraction is that the potential for accidents is greatly increased.

No matter how skilled a driver you are, the need for focus on the task in hand is always important. You likely know this, but we all have those occasional bad habits that mean our focus slips. As we get away with those focus slips the vast majority of the time, we’re not forced to adapt our behavior. However, if we get away with those distracted moments 99.9% of the time, there’s always a chance the .1% will result in an accident.

Try to limit your distractions while driving, and take action — such as taking a break — if you feel that your attention has been wandering. When you combine all the different forms of distraction, they make for the number one cause of car accidents, so this is definitely an issue to take seriously.

#4 – Vehicle problems

Finally, some car accidents are caused by vehicle malfunction or failure. However, the number of car accidents with this cause is probably lower than you expect.

The reason for this is that modern vehicles are safer than they have ever been. Accidents of the past have lead to safety innovations that keep us all safe when we’re driving. Provided you practice proper maintenance on your vehicle, the chances of your car being the cause of an accident is very low indeed.

If you neglect proper maintenance, such as checking the tread on tires or your oil levels, then the chances of an accident begin to rise. While car maintenance isn’t the most exciting thing in the world, it’s definitely a task that you’re going to want to undertake. The safety of the time you spend on the road is imperative to good maintenance by yourself, as well as regular servicing via a qualified mechanic.

Remember: while car accidents are relatively common, they can — to an extent — be avoided and prevented. If you follow the tips above, you can improve your odds, and ensure that the time you spend on the road is as safe as it can be. While it’s impossible to ever be 100% assured that you won’t experience an accident, you can ensure that 100% of the time you are driving as you should be– if you manage that, then the odds will definitely be in your favor.

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Understand Debt To Beat It For Good

If you ever find that you end up getting back into debt again and again, you are not alone. Debt has a way of doing this for a lot of people, and it can of course be incredibly frustrating when it happens too often. However, it is usually the case that you can find a way out of this cycle, so long as you approach it in the right way. The most important thing here is to come to terms with and begin to understand your debt in the best way you can. The more that you understand debt, the more likely it is that you can beat it for good. Let’s look at this concept in a little more detail.

The Cycle

For most debtors, there is a fairly predictable cycle which happens time and again. Is usually begins with owing a small amount to an organization or an individual, and then you might borrow more in order to pay that off. Before you know it, you find that you have to keep borrowing more and more. At the same time, the debts you have gain interest along the way, and all of this can lead to a very unfortunate situation with your money. It is good to be able to spot this cycle in its early days, so that you can stop it as soon as possible. This will make a huge difference alone, and is worth doing if you can do it.

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Settlement Options

It is important to bear in mind that you are always able to find a settlement option, no matter how bad the debt has become. It might not always seem like it, but it is true, so remember that if you start to worry that you will never pay your debts off in time. If you go to sites such as debtsettlement.co, you will see that you have many options for helping with your debt settlement, so you really don’t need to worry when it comes to arranging this. As long as you get it arranged as soon as possible, it should be fairly easy to be rid of your debt in no time – or at least faster than you would usually assume.

Prioritization

Another important concept in debt management is knowing which to prioritize over others when you are paying them back. You will find this essential if you want to stop the cycle from continuing and deepening, and it will prove important to know what debts should take the highest priority. In general, you will want to prioritize paying back debts which have a high interest rate or which have been outstanding for a long time. Then you can work on paying back other debts you might have too. Prioritizing in this way will mean that you are able to get rid of your debts in the most logical order, thereby speeding up the process as well.

The more you understand debt, the more likely it is that you can deal with it more effectively – and hopefully beat it for good.

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Looking Out for Your Younger Siblings

F is for Family. You can’t pick them, and you’re stuck with them for life. When you’re younger, this can seem like some cruel medieval torture, with younger siblings intruding on your carefully cultivated attention, forcing you to share toys, bedrooms, and food. It can get frustrating.

But as you get older you’ll probably find that siblings are no different to the best friends you’ve had since pre-school. They will always be there to lend a helping hand a shoulder to cry on or just someone to hang out. Things have changed since you were both kids but while the younger siblings may seem all adult and independent, they’re still sure to need a bit of looking after every now and again.

SHARE YOUR WISDOM

Any younger siblings get it quite easy. The parents are now well versed in taking care of young children and are no longer making it up as they go along, but also any of your younger brothers and sisters can learn an immeasurable amount from you.

You, on the other hand, already gone through the trials and tribulations of childhood, adolescence and into adulthood. With reports that it is older siblings, not parents, who offer greater influence towards the younger generation, you experience can be invaluable and more relatable for guide brothers and sisters in an always changing world.

LET THEM MAKE MISTAKES

But you have to be careful to coddle them. They are not you but their own person. While they may sometimes ask for advice, they are under absolutely no obligation to follow it. For them to grow as a person, they need to learn to make their own mistakes.

These types of mistakes can range from something small, such as going overboard on the alcohol, to more disruptive and irresponsible actions. In their teenage years, these errors can be plentiful – probably much like yours. Check out types of misdemeanours for more info on how to approach any off-the-rails behaviour. They can only learn from it.

APPRECIATE THEM

This takes quite a while. You can probably remember the rows and scraps and fights when you were younger but as time goes on all these disagreements fade into obscurity. Instead, you gain an appreciation for the person who did everything in their power to irritate you when you were younger.

With siblings becoming more independent and less inclined to follow the crowd they begin to grow as people. More often than not, this change can happen overnight, and you’ll wake up one morning to see not an ankle-biting thorn in your side at the breakfast table, but a best friend for life to share beauty tips or advice for the future.

Sibling rivalry is a rite of passage for most children. But it’s also the first step towards learning to live with someone who can sometimes be the complete opposite of you. Once getting over the awkward hump of childhood, where everyone is craving attention and learning just who they are, you can find respect and understanding for each other, as a family should.